Liability: If you’re found to be at fault in an accident, liability coverage will help pay for damage to another person’s property (property damage liability) or for costs associated with their injuries (bodily injury liability) that are your responsibility. Liability coverage includes damages to someone else’s vehicle or person and covers damages caused by an uninsured driver. Liability insurance is required in all states, but the minimum liability varies per state.
Comprehensive & Collision: Covers property damage to the RV owner up to $250,000 for all qualified vehicles 2000 and newer. Vehicles from 1999 and newer are covered for the value of the vehicle up to $75,000. Comprehensive and collision coverage includes coverage of the owner’s vehicle, but not damages to another vehicle.