Outdoorsy offers an industry-first “person to person” $2M insurance policy that covers recreational vehicles and tow vehicles for all qualified domestic and international travelers. We’ve partnered with the industry leader Recreational Vehicle insurance in Canada (Aviva) to be the only peer-to-peer RV Rental Marketplace that is approved by the Insurance Bureau of Canada to provide commercial RV Rental insurance which covers your personal vehicle while being rented and works with your personal insurance coverage.
Currently our Insurance only covers vehicles and trailers registered in Ontario and Alberta.
Our insurance program provides $2M in liability coverage for the duration of the RV/motorhome rental period for all verified renters in a certified vehicle. The coverage takes effect when rentals are processed on www.ca.Outdoorsy.com. Our insurance coverage does not include rentals that occur outside of the Outdoorsy platform (i.e. on another platform or by cash) or while the vehicle is being used for personal use by the owner.
Our insurance program provides unlimited coverage on Comprehensive & Collision with a deductible of $1,500 CAD per rental period. Outdoorsy is responsible for collecting that $1,500 CAD from the renter in case of incident.
This is a fully comprehensive, first-of-its-kind, person-to-person insurance program. The policy provides two million dollars in liability coverage for all certified vehicles, renters and owners on a per rental, per vehicle basis. There are no monthly or annual premiums with Outdoorsy coverage.
Our insurance program covers RVs, camper vans, stationary, trailers, non-mobile “destination campers”, travel trailers, fiffth wheels, park models and towing vehicles. We also covers vehicles that enter the United States from Canada. We do not cover rentals that enter into Mexico.
What motorized vehicles are included?
Motorized vehicle(s) must be year 2002 or newer.
Class A, C, B, Vans and Tow Vehicles
The tow vehicle must be year 2002 or newer and have no more than 150,000 miles on the odometer.
What travel trailer vehicles are included?
Travel trailers, fifth wheels, park models, and trailers have no year restrictions
If the rental includes a tow vehicle, the tow vehicle must be the year 2002 or newer and have no more than 150,000 miles. The vehicle must be registered and in safe condition.
What vintage vehicles are included?
Older Westfalia’s and VW Vans, and trailers newer than the year 2002 are covered under our Vintage Plan for both Liability and Comprehensive & Collision. There is no restriction on age for trailers as long as the pass their regularly scheduled mechanical safety inspections.
Does the insurance cover motozied vehicles newer than the year 2002?
For liabilty insurance, no our underwriters do not provide coverage.
For comprehensive and collision insurance, yes. We cover it up to the value of their vehicle with no maximum value cap.
All vehicles must be certified through Outdoorsy. To do this, owners must complete the form located under the Insurance tab while editing their listing or apply during the Publishing Your Listing Process