When looking forward to your vacation the last thing you want to do is think about something going wrong. Still, even the best-planned trips can be impacted by an unexpected illness, road closures, traffic accidents, medical emergency, adverse weather, natural disasters, delayed flights and more. These troubles can occur when least expected, forcing you to…
Even the best-planned trips can be impacted by an unexpected event or unplanned interruption, illness, road closures, traffic accidents, medical emergency, adverse weather, natural disasters, or more. Trip insurance allows you to recoup the investment you made in your trip. Say it’s the day before your big RV trip and your daughter comes down with a…
You’ve come to the right place. Download this pdf of the Ontario Outdoorsy Comprehensive Policy Abstract here. Download this pdf of the Alberta Outdoorsy Comprehensive Policy Abstract here. Download this pdf of the Quebec Outdoorsy Comprehensive Policy Abstract here. Download this pdf of the French-Canadian version of the Quebec Outdoorsy Comprehensive Policy Abstract here.
Liability: If you’re found to be at fault in an accident, liability coverage will help pay for damage to another person’s property (property damage liability) or for costs associated with their injuries (bodily injury liability) that are your responsibility. Liability coverage includes damages to someone else’s vehicle or person and covers damages caused by an…
As hard as we fight against it, accidents happen. To start the claims filing process, please notify the Outdoorsy claims team via email at claims@outdoorsy.com within 48 hours of the reported loss. Once you can provide completed forms, the team will start processing your claim. You can find the insurance claim form in the documents…
Yes. Outdoorsy partners with claim administration expert, Sedgwick Claims Management, Inc. Sedgwick is known for providing the most accurate, expedient claims management services in the industry. To start the claims filing process, please email your claim details to claims@outdoorsy.com within 48 hours of reported loss.
No. Outdoorsy insurance is only provided for bookings made on Outdoorsy.com and does not include rentals that occur outside of the Outdoorsy platform (i.e. on another platform or by cash) or while the vehicle is being used for personal use by the owner.
Yes, damage to a third party is covered under Outdoorsy’s liability insurance, which provides up to $1 million in coverage for all qualified vehicles rented through Outdoorsy with a verified driver. You still need to hnew a personal policy when you are operating your own vehicle.
Outdoorsy’s insurance covers vehicles for travel into Canada under our Zurich insurance policy; for vehicles originating in Canada, insurance is provided through Aviva. Please confirm directly with the owner before taking the vehicle across the Canadian border. Owners will always have the final say on whether or not this is allowed. Our insurance does not…
A “fail” is reported when a user has had a recent DUI, a suspended license, two speeding tickets over the last 12 months (over 20 mph above the legal speed limit), or two negligent collisions in the last 12 months.
Drivers must be at least 25 years of age, have a current license, and clean driving history.
If your vehicle does not qualify for liability coverage, your renters will need to obtain an insurance binder from a third-party insurance company for securing liability insurance.
Outdoorsy’s insurance doesn’t cover any damage that isn’t the result of a collision. For example, interior damage and losses caused by mechanical failures due to a lack of maintenance are not covered (e.g. scuffs, broken cabinets, cleaning, etc). These are covered by the security/damage deposit. All renters agree to a security deposit set by the…
Yes, your personal policy will cover your vehicle for your personal use, but does not apply when your vehicle is being rented out. If anything occurs during the rental period, commercialization of your vehicle will result in your insurance provider declining coverage. This gap in coverage is why Outdoorsy offers commercial rental insurance to all…
Our insurance is provided by Zurich, one of the largest insurance providers in the world. They’re rated A+ by AM Best. Through this partnership, we can confidently insure the safety and protection of both domestic and international travelers and owners.
The following required inspections that each vehicle must pass are: 90 day tire inspection (50% tread or greater at time of rental) 90 day brake inspection 90 day LP Gas inspection The inspection must be documented and performed by a mechanic. Good options include Jiffy Lube, Les Schwab and local RV service shops. Vehicles must…
The Outdoorsy insurance process is fully automated, paperless and only takes minutes to complete. All vehicles must be certified on Outdoorsy, and all renters must pass their DMV check. The DMV check is quick thanks to our integration with DMV databases in all 50 states, as well as the U.S. Virgin Islands and Puerto Rico….
For Canadian Insurance Coverage, please reference the Canada section of the FAQs. Outdoorsy offers an industry-first “person to person” $1M insurance policy that covers recreational vehicles and tow vehicles for all qualified domestic and international travelers. Our insurance program provides $1M in liability coverage for the duration of the RV/motorhome rental period for all verified…
Outdoorsy is the only peer-to-peer RV rental platform to provide commercial insurance for qualified renters and owners renting on Outdoorsy when the owner’s personal RV insurance would not apply. This insurance is embedded in the rental process with no additional premiums or monthly fees. Others may claim insurance, however these options require renters to apply…