Lake Cumberland
RV Guide
Introduction
Lake Cumberland offers exceptional RV camping across multiple state parks and Corps of Engineers campgrounds, featuring America's premier houseboating destination, world-class fishing, and year-round outdoor adventures. Known as the "Houseboat Capital of the World," this 101-mile-long lake provides over 1,200 miles of pristine shoreline perfect for Somerset RV rentals and Russell Springs camper van options to explore this 65,530-acre wonderland that welcomes millions of visitors annually, making advance planning essential for the best RV camping experience.
What Makes Lake Cumberland the Ultimate RV Destination?
Stretching across 101 miles of gorgeous coves, crystal-clear waters, and forested hillsides, Lake Cumberland captures the tranquil beauty of Kentucky's countryside. Famous for being one of the largest man-made lakes east of the Mississippi River, it was created by Wolf Creek Dam in the 1950s and spans across multiple counties in southern Kentucky. Lake Cumberland is the ultimate RV adventure since it's home to the world's largest fleet of rental houseboats and some of the finest fishing waters in the country, with state records for striped bass, walleye, and rainbow trout.
You'll discover endless adventure during your RV trip to Lake Cumberland, from houseboating and water skiing to fishing and hiking. You can explore secluded coves perfect for swimming or try your luck catching trophy striped bass—40 and 50-pounders are caught regularly here. There's no shortage of spectacular spots for photography and wildlife viewing, like the scenic overlooks at Lake Cumberland State Resort Park or the peaceful waters near Cumberland Point. You'll want to pack your camera because the lake's pristine beauty and abundant wildlife create picture-perfect moments around every bend.
Summer is peak season for RVers and water enthusiasts, with temperatures typically reaching a comfortable 80 degrees and perfect conditions for all water activities. Late spring and early fall offer mild weather with fewer crowds—ideal for peaceful fishing trips and hiking. Even winter has its charm at Lake Cumberland, with year-round fishing opportunities and cozy lakeside camping. The lake never freezes, so dedicated anglers can pursue trout below Wolf Creek Dam throughout the colder months. No matter when you plan your RV road trip to Lake Cumberland, you'll find the perfect blend of outdoor adventure and relaxation.
Lake Cumberland attracts millions of visitors annually, making it one of Kentucky's premier destinations. This popularity means advance planning is essential, especially during peak summer months when houseboats and RV sites book quickly. The lake's reputation as the "Houseboat Capital of the World" draws families from across the country seeking that perfect floating vacation experience.
RV Rentals in Lake Cumberland
Transportation
Driving
You can access Lake Cumberland through multiple entrances, with the main approaches being US-127 south from Jamestown, US-27 from Somerset, and various state routes from Russell Springs. Most roads leading to the lake and its campgrounds are well-maintained and suitable for RVs of all sizes. The maximum RV length varies by campground, with most accommodating rigs up to 55 feet. Some scenic routes may have narrow or winding sections, so larger RVs should stick to major highways when possible.
Where Are the Best Gateway Cities for RV Rentals?
Somerset Access: Somerset RV rentals position you perfectly for Lake Cumberland's eastern sections, offering easy access to Lee's Ford Marina and Pulaski County Park. Somerset serves as the lake's largest gateway city with full services, shopping, and dining options, approximately 15 minutes from major marinas and boat launches.
Russell Springs Gateway: Russell Springs camper van rentals provide convenient access to Lake Cumberland State Resort Park and the western portions of the lake. This charming small town offers that authentic Kentucky experience while positioning you near some of the lake's most popular attractions and the famous Russell Springs KOA campground.
Parking
You can park your RV at designated campgrounds and day-use areas near marinas, state parks, and boat launches throughout the Lake Cumberland area. RV parking is available at visitor centers, major attractions like Wolf Creek Dam, and scenic overlooks. During peak summer season, parking may be limited at popular swimming and boating areas, so arriving early is recommended.
Public Transportation
While public transportation is limited in the Lake Cumberland region, the area is easily accessible by car from major cities like Louisville, Nashville, and Lexington. Most visitors rely on personal vehicles or RVs to explore the lake's many marinas, state parks, and recreational areas. Some marinas offer boat shuttle services between different lake sections during busy periods.
Campgrounds and parking in Lake Cumberland
Campsites in Lake Cumberland
Reservations camping
Lake Cumberland State Resort Park Campground
Lake Cumberland State Resort Park offers 129 spacious campsites from April to October, with 91 sites featuring electric and water hookups for RVs up to 55 feet. This award-winning campground sits on a beautiful peninsula surrounded by Pumpkin Creek and Lake Cumberland's pristine waters. Amenities include modern restrooms, coin-operated showers, picnic tables, fire rings, and a dump station. The campground provides easy access to hiking trails, disc golf, miniature golf, and the State Dock Marina with the world's largest fleet of rental houseboats.
Fall Creek Campground
Fall Creek Campground is another one of the five campgrounds situated at Lake Cumberland that are operated and maintained by the U.S Army Corps of Engineers. Located on the shores of the lake, this campground is very popular with visitors who are looking to stay in a small campground. It is clean, peaceful, well maintained and great for smaller rigs that are up to 35 feet long.
Fall Creek Campground has a total of 10 sites that are all shaded. All of the sites have both electric and water hookups so you can have a little bit of luxury during your stay. The campground has some great amenities, including flush toilets, showers, drinking water, and a dump station. A boat ramp, picnic shelter, public parking area, and a playground are also located within the area. You can also park your boat near the campsite if you prefer that then at the boat ramp. Pets are allowed and you will be able to get cell phone reception on all of the major networks within the campground.
If you wish to stay at Fall Creek Campground you should make a reservation prior to your arrival as the campground is small and also very popular.
Fishing Creek Campground
Located just west of Somerset on Highway 1248, Fishing Creek Campground provides 46 sites with 26 RV-friendly options featuring water and electric hookups. This Corps of Engineers campground sits in a beautiful hardwood forest overlooking Fishing Creek's peaceful waters. Amenities include flush toilets, hot showers, drinking water, picnic tables, fire pits, and a dump station. The campground offers excellent fishing access and is known for its peaceful, well-maintained atmosphere, perfect for smaller RVs up to 30 feet.
Kendall Campground
Situated below Wolf Creek Dam near Jamestown, Kendall Campground spans 70 acres with 116 reservable campsites offering excellent access to cold-water trout fishing. The campground features the Whispering Pines Trail, a gentle half-mile nature walk, and sits along a well-stocked trout stream with rainbow, brook, and brown trout. This multi-use recreation area provides modern amenities and serves as an excellent base for exploring both Lake Cumberland and the Cumberland River below the dam.
Waitsboro Campground
Located on Lake Cumberland's beautiful shores, Waitsboro Campground offers 17 RV sites with electric hookups and five tent-only sites. The campground features the Black Walnut Nature Trail, a self-guided educational trail available weekdays. Eight sites provide waterfront access, while all sites include picnic tables and fire rings. This peaceful campground offers excellent fishing access and scenic lake views.
Russell Springs KOA
Experience Kentucky hospitality at Russell Springs KOA, featuring full-hookup sites, pull-through options, and resort-style amenities just minutes from Lake Cumberland. This family-friendly campground offers a swimming pool, recreation hall with video games, mini golf, playground, and pavilion for group activities. Guests enjoy planned activities, including bluegrass festivals and holiday celebrations. The campground provides Wi-Fi, cable TV connections, and a camp store for essentials. With easy lake access and excellent facilities, it's perfect for families seeking comfort and convenience.
Cumberland Point Campground
Cumberland Point Campground offers 30 shaded campsites along Lake Cumberland's scenic shores, operated by the U.S. Army Corps of Engineers. Fourteen sites provide direct waterfront access, making them premium locations for lakeside camping. This peaceful 30-acre campground features flush toilets, hot showers, drinking water, picnic shelters, and a playground. A boat ramp provides easy lake access for fishing and water activities. The campground offers stunning lake views and mature hardwood forests, creating natural shade and wildlife habitat.
Alternate camping
Private Campgrounds
Numerous private campgrounds surround Lake Cumberland, offering enhanced amenities like Wi-Fi, cable TV, swimming pools, and recreation centers. Popular options include Eagle's Nest RV Park, Pine Crest RV Park & Resort, and Wolf Creek Resort Park near Russell Springs. These campgrounds often provide pull-through sites, 50-amp service, and luxury accommodations for those seeking resort-style camping experiences.
Dispersed Camping
Daniel Boone National Forest surrounds portions of Lake Cumberland, offering primitive camping opportunities for adventurous RVers. These undeveloped sites provide solitude and direct access to hiking trails, wildlife viewing, and pristine nature. Dispersed camping requires self-sufficiency and Leave No Trace principles, making it ideal for experienced campers seeking wilderness experiences.
For more RV parks and campgrounds across Kentucky and beyond, explore additional options for your next adventure.
Seasonal activities in Lake Cumberland
In-Season
Swimming
If you love to swim we think you will be very happy visiting Lake Cumberland. There are plenty of swimming beaches located on the banks of Lake Cumberland, whether they be in private campgrounds, resorts, or the public parks. One of the most popular swimming beaches is at Lake Cumberland State Resort Park, where there is a sandy beach that is also known for getting a few waves. If you plan to go swimming at the lake remember to swim to your abilities, as there will be no lifeguards on duty.
Boating
With so many miles of waterways to explore at Cumberland Lake you really need to get out on the water to experience as much as you can. There are no restrictions on what type of watercraft can be used on the lake and during your visit you will see a wide variety, including motorboats, kayaks, paddleboats, canoes, and fishing boats. If you don't have your own boat don't fret as there are plenty of rental services located around the Cumberland Lake.
Off-Season
Golfing
If you are into golfing you really need to visit Lake Cumberland Stake Park during your visit to the lake. Within the state park, there are two different courses to choose from: An 18-hole miniature golf course and a 15-hole disc golf course. Both of the courses are affordable and there are rentals available if you don't have your own equipment. Looking for a full-size golf course? There are many public courses near the lake, so check online to see which course is most suited to your needs.
Fishing
Widely regarded as the best lake fishing in Kentucky, Lake Cumberland is an amazing place to fish all year round. With so many different areas of the lake to explore you will have a wide range of choice of where to fish. Fishing from boats is very common on the lake and the State Dock is a great launching point for either a rental boat or your own watercraft. Some of the most popular species to target are bass, crappie, bream, walleye, trout, and catfish. There are also five species of bass. Remember that you need to get a fishing license before casting a line out on the lake.
Birding
Cumberland Lake is a hotspot for birds, so it is an ideal place to do some birding. As you could imagine, there are so many waterfowl that call the lake home throughout the year. There are also many species of raptors and songbirds to see. Lake Cumberland State Park is a popular place to look for birds too, so remember to bring your binoculars if you want to see some of the beautiful creatures that fly through the skies.
